Yes that's pretty much correct Nellie. No refund is manditory on the clubs behalf, but a lot of times it comes down to the bank balance of the club running the trial and weather or not they can absorb the costs that they have already spent on Judges and other incidentials involved with putting on a trial, and what they figure is fair. I have seen a refund once when the field was unuseable ( flooded out) due to many days of heavy rain days before the trial although not required the hosting club just though it was the right thing to do, and financially they are pretty well off as a group and could easily absorb any of the incurred costs. They rescheduled for a later date and offered admittance to that later trial or a refund, your choice.