I was offered Trupanion through my vet's office, but I ultimately decided against it. Knock on wood, I hope I don't reget that decision. But being chronically ill myself since the early 2000s, I didn't think I could handle the headache of dealing with another health insurance. I've spent so much time arguing about the silliest things regarding my own health, I didn't know if I could handle doing it for my dog. I've seen a lot of people recommend putting aside $25-50 a month into a separate bank account for visits (I don't even know if yearly check-ups are covered through insurance!), and emergencies. And there's always CareCredit if something catastrophic should happen, God forbid, and you need some serious cash.
On the other hand, my first dog was diagnosed with cancer pretty late stage, and by accident. It did cost quite a bit for X-rays and other health related issues that came up prior to her diagnosis--like bladder ultrasounds to check for tumors or issues due to a recurring UTI, and antibiotics. It adds up really fast. I feel like pet insurance has been around for a while, I distinctly remember maybe a handful of companies offering it when I got her in 2002, and now it's definitely exploded.
On the other hand, my first dog was diagnosed with cancer pretty late stage, and by accident. It did cost quite a bit for X-rays and other health related issues that came up prior to her diagnosis--like bladder ultrasounds to check for tumors or issues due to a recurring UTI, and antibiotics. It adds up really fast. I feel like pet insurance has been around for a while, I distinctly remember maybe a handful of companies offering it when I got her in 2002, and now it's definitely exploded.
